Privacy Policy

Last Updated: December 7th, 2025

This Privacy Policy explains how the Risk Rater Merch Store (“we,” “us,” “our”) collects, uses, discloses and protects your information when you visit or make a purchase from our website (“Site”). By using the Site, you agree to the practices described in this policy.

1. Information We Collect

1.1 Personal Information

When you purchase from our store or create an account, we may collect the following personal information:

Full name

Email address

Billing and shipping address

Phone number (if provided)

Payment information (processed securely by third-party payment providers; we do not store credit card numbers)

1.2 Automatically Collected Information

When you browse our Site, the following information may be collected automatically:

IP address

Device information (browser type, operating system)

Pages viewed and time spent

Referring website or links

General location data (non-precise)

1.3 Cookies & Tracking Technologies

We use cookies and similar technologies to improve your experience, analyze site usage and support basic site functionality. You can disable cookies in your browser settings, but some features may not function correctly.

2. How We Use Your Information

We use collected information for the following purposes:

• To process and fulfill orders

• To communicate regarding your order, inquiries or support requests

• To improve our website, customer experience and product offerings

• To send promotional emails (only with your consent)

• To detect and prevent fraud or misuse of our platform

• To comply with legal obligations

3. How We Share Your Information

We do not sell your personal information.

However, we may share information with trusted third parties to operate our store, including:

• Payment processors (e.g., Stripe, PayPal)

• Shipping carriers

• Email service providers

• Website hosting and analytics tools

Each third party is permitted to process your data only to perform their services for us.

We may also disclose information if required by law, legal requests or to protect our rights and users’ safety.

4. Data Storage & Security

We implement administrative, technical and physical safeguards to protect your information. While no online system guarantees absolute security, we work to protect your personal data from unauthorized access, misuse or disclosure.

Payment information is encrypted and handled exclusively by secure third-party payment processors.

5. Your Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you

• Update or correct your information

• Request deletion of your personal data

• Withdraw consent for marketing communications

• Request a copy of your data in a portable format

To exercise these rights, contact us at: [email protected]

6. Data Retention

We retain your personal information only as long as necessary to:

• Fulfill your orders

• Provide support

• Meet legal or regulatory requirements

• Maintain accurate financial records

7. Third-Party Links

Our Site may contain links to external websites. We are not responsible for the privacy practices or content of those websites. Please review their respective privacy policies.

8. Children’s Privacy

Our store is not intended for children under 13. We do not knowingly collect personal information from children. If we learn that information from a child under 13 has been collected, we will delete it promptly.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The “Last Updated” date at the top of this page will reflect the latest revision. Continued use of the Site means you accept those changes.